About Vickie Derrick

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About Vickie Derrick

About Vickie Derrick

Financial Strategist • Educator • Certified Indexed Universal Life (IUL) Strategist

Strategic clarity for people who have done well—but want to do better with what they’ve built.

I work with successful professionals, business owners, and retirees who want their money to work more efficiently—minimizing unnecessary taxes and risk while creating flexibility, control, and long-term purpose.

I’m Vickie Derrick, a financial strategist and educator known for helping clients clearly understand how to protect, grow, and access their assets using advanced, IRS-approved strategies—including properly structured Indexed Universal Life (IUL)—without guesswork or pressure.

A Different Kind of Financial Expertise

Most of my clients are already financially responsible.
They earn well, save diligently, and have accumulated assets—but they’re increasingly aware of:

Rising tax exposure
Market volatility and sequence-of-returns risk
Limited liquidity in traditional retirement accounts
Uncertainty around long-term income, legacy, and control

What they’re missing isn’t discipline—it’s strategy and clarity.

That’s where my work begins.

Education-First. Strategy-Driven.

My professional foundation is in education. I hold graduate and postgraduate degrees and completed doctoral-level work (Ed.S.) in Learning, Design, and Technology at the University of Georgia. For more than 20 years, I taught, designed curriculum, and helped adults and students master complex concepts through practical application.

That background shapes my work today.
I don’t rush recommendations. I educate first—so clients understand why a strategy works, not just what it does.

This approach is especially important when working with sophisticated financial tools like Indexed Universal Life, where design, structure, and long-term planning matter far more than the product itself.

My mission is clear: I’m here to help you protect what matters most. To ensure that your family is secure, your business is resilient, and your legacy is safeguarded. There are smarter, more powerful ways to build a future, and I’m here to guide you every step of the way.

Let’s have a conversation about how we can fortify your future. Together, we’ll make sure you’re prepared for whatever lies ahead—so you can focus on what you do best: growing your business and leaving a lasting impact

Certified Indexed Universal Life Strategist

Vetted by Doug Andrew • 3-Dimensional Wealth & Laser Financial

I am a Certified Indexed Universal Life (IUL) Strategist and a trusted financial professional on the Laser Financial team, one of the most elite IUL-focused advisory groups in the world.

Laser Financial IUL Specialist are:

Personally trained and vetted by Doug Andrew, best-selling author of The LASER Fund and Entitlement Abolition and many other financial books.
Required to meet advanced education and ethical standards
Focused on strategy, suitability, and long-term outcomes—not product placement

This certification and vetting process goes far beyond basic licensing. It requires deep understanding of:

Policy design and funding limits
Cost of insurance dynamics over time
Tax law interaction and compliance
Liquidity and access strategies
Long-term sustainability of income and legacy planning

In short, my role is not to “sell” Indexed Universal Life—but to strategically integrate it, when appropriate, into a broader financial plan for high-income and high-net-worth individuals.

Who I Work With

I work with clients who value:

Strategic thinking over generic advice
Education over sales conversations
Long-term planning over short-term performance
Alignment between money, values, and legacy

Many of my clients are business owners, executives, professionals, and retirees who want to:

Reduce tax exposure now and in retirement
Create tax-advantaged income options
Increase liquidity without increasing risk
Design a legacy that empowers rather than enables

While I’m qualified to teach at the college level, I choose to work directly with individuals and families—because financial clarity should be accessible, practical, and deeply personal.

A Purpose-Driven View of Prosperity

At the core of my work is a simple belief:

True prosperity isn’t just about accumulation—it’s about intention.

My role is to help clients create financial systems that provide confidence today, flexibility tomorrow, and impact for generations to come.

Credentials & Affiliations

Certified Indexed Universal Life (IUL) Strategist
Vetted Financial Strategist – Laser Financial
Personally trained by Doug Andrew and the 3-Dimensional Wealth Team
Licensed Life Insurance Professional
Financial Educator and Speaker

Schedule a strategy conversation to explore whether advanced tax-advantaged planning aligns with your goals.